In some situations, it is possible to file a roof insurance claim in Newnan, GA, to get help with repairs or replacement of your roof. Your roofing company may offer some guidance to help you through the process. They can provide a full inspection of your roof to determine if you should repair it or replace it, determine the value of the damage and repairs, and help you work with your insurer to get the claim approved.
When Can You File a Claim?
Not all types of damage to a roof may allow for the filing of a roof insurance claim in Newnan, GA. In most insurance policies, coverage for repairs for damage relies on instances of unexpected or unavoidable losses. For example, if there is a hailstorm that damages a significant amount of your roof, you may be able to file a claim for it. If there is a thunderstorm that causes a tree branch to fall onto the roof, that may also qualify.
However, there are limitations to most policies. Read your own to know those specific rules. Most policies, for example, do not cover losses related to normal wear and tear. If your roof develops leaks from being old and or not maintained, the policy is not likely to cover your damage.
Your roofing company may offer some insight to help you make these decisions. It is a good idea to work closely with them to get the type of repairs you need.
