Business owners face a wide range of complications today. Just opening your doors puts your company at risk of a lawsuit. Yet, having the proper business insurance in San Francisco, CA can help defray those risks and gives you much of the support you need to keep your business operating. Your policy is customized based on the property’s assets as well as risks. Yet, it may be easier than you think to obtain the proper coverage for your small business.
Consider BOP
Business Owner Policy, or BOP, is the most common option for businesses that are smaller. It helps provide financial coverage for the property and assets of your business, such as the building you own and the equipment within it. It also provides you with business interruption coverage. This helps pay for your company to keep running if you cannot operate it as you have been due to a covered loss. It also provides general liability insurance. This component helps protect your business from lawsuits and claims made against it. In short, business insurance policy in San Francisco, CA through a BOP can help you get the coverage you need. But, you are likely to pay less because these policies are bundled together.
Finding Your Right Combination
Most small businesses need to consider other needs, too. You may need workers’ compensation coverage if you have employees. Some companies need professional liability insurance for added protection. If you operate a vehicle as a part of your business, you may need commercial auto insurance, too.
Work with Pennbrook Insurance Services Inc for business insurance in San Francisco, CA to find the right products for your needs. When you do, those policies go to work keeping your business safe and operational no matter what you are up against. To learn more, visit Pennbrookins.com.
