Restaurant owners should have strict guidelines when hiring a valet. Customers should be able to trust that their automobile is in good hands when they hand over the keys to the valet. A recruiter does a driving and criminal background check to be sure the applicant is honest and responsible. These record checks should be done annually as well. In addition, the restaurants parking lots should be well lit in order to protect against vandalism. At the end of the evening the customers’ auto is usually returned unharmed. This is not always the case. No matter how careful they are, sometimes a customers’ car becomes vandalized or is in an accident while in the hands of the valet
Before opening a restaurant the owner must have a variety of insurance coverage. Insurance against property damage, general liability, insurance against food spoilage, and other various coverage types are essential. Without this coverage, in some cases a business could go under after just one mishap. Many times a restaurants’ valet is under the age of 25 and is therefore a higher risk. There is insurance that covers the restaurant owner if issues arise. In New Jersey part of the commercial auto insurance includes theft insurance. A valet may not turn in the full fees or may even steal the customer’s money. The employee should be covered against theft as well.
General liability insurance is a good idea for restaurants in New York City. It offers protection against employee damage to customer’s vehicles, vandalism, and theft. If a valet does not place the customer’s keys in a secure location or they do not make sure the doors have been securely locked, this insurance covers it. This insurance also covers damage, vandalism, and theft that happens in the restaurants garage. This coverage fills in the gaps where other insurance coverage lapses.
One insurance company that can assist you is RSI Insurance. They offer their valet insurance in New York and New Jersey. Their goal is to help cut down on the risks and to save money for the customer, employer as well as the employee. Visit the website rsi-insurance.com for more information.
